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News
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Our Policy on Check Cashing & Check Holds
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Due to the alarming rise in check fraud, scams and identity theft, FCTCU has found it necessary to initiate a check cashing and check hold policy. We are doing this to protect not only the Credit Union, but you, our valued members.
Franklin County Teachers' Credit Union reserves the right to delay the availability of deposited funds. In most cases, funds will be available the first business* day after we receive your deposit. In some cases, we may not make all of the funds that you deposit by check available on the first business day. If we are not going to make all of your funds available we will notify you at the time you make your deposit. However, the first $100 of your deposit will be available on the first business day.
For further information, please refer to our Truth in Savings disclosure or contact the credit union.
*For determining the availability of your deposits, every day is a business day, except, Saturdays, Sundays and federal Holidays. The earliest cut off time for a business day is 5:00 p.m. |
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